ACCESS has provided numerous warnings about these services because their privacy policies allow them to resell, or online credit check free Nebraska repurpose your private data. We have always told consumers that if they want to get access to their online credit check free Nebraska credit report, they were better off purchasing it directly from the credit repositories; Equifax, Trans Union and Experian. Beginning today, consumers in 13 western states are eligible to receive a free credit report directly from each online credit check free Nebraska of the credit repositories annually. By this time next year, all American consumers will be eligible to annually receive a free credit report. This online credit check free Nebraska right was given to us in late 2003 when Congress passed the Fair online credit check free Nebraska and Accurate Credit Transactions Act, or FACTA. Unfortunately, while Congress intent may online credit check free Nebraska have been good, the same cannot be said of the credit repositories. They have already discovered numerous ways online credit check free Nebraska to make money from the new law, all at the expense of the consumers. In what is apparently a blatent attempt to deceive consumers, online credit check free Nebraska the repositories have setup a new websitewhich allows individuals to request their online credit check free Nebraska credit report online. tri merge credit report free
While this may be convenient, consumers who use the site are actually signing away their privacy rights much as they do when they use other free credit report websites. (NOTE: When you try to reach the website linked above they have locked us from referring you to theirsite. All you have to do is remove the subdirectories from the website name and return.) The new sites privacy policy, which is about four pages long, has a clause that allows them to share your data with just about anyone. Any of the information collected from or about you, as described above, may be disclosed to any of online credit check free Nebraska the nationwide consumer reporting companies. Now if they had juststated may be disclosed to Experian, Equifax and TransUnion only, and then STOPPED. We wouldn't of had any problems with the privacy statement. But it really concerns us when they are disclosing any information they collect about you. credit report fraud One can only guess what information they online credit check free Nebraska may be collecting. Are they including online credit check free Nebraska the information they get off of online credit check free Nebraska your credit report?
Not only that, butthey did not fully disclosed who online credit check free Nebraska is included in the any of the nationwide consumer reporting companies.
Wouldn'online credit check free Nebraska t it had been shorted to say Experian, Equifax and TransUnion? So online credit check free Nebraska whoever these any are, the privacy statementgoes on to saythey will share your personal information with their affiliates.And heaven only knows who all their affiliates are. The Privacy Policy continues (emphasis added by ACCESS): Central Source, or the nationwide consumer credit reporting online credit check free Nebraska companies, may also disclose any of the information collected, as described above, to affiliates of nationwide consumer credit reporting companies, which are companies that are related to one of them by common ownership or affiliated online credit check free Nebraska with one of them by common control, or to the associated consumer reporting companies who utilize a nationwide online credit check free Nebraska consumer reporting company system and that may have information about you. credit report monitoring The information collected, as described above, may also be received by third parties providing services to Central Source in connection online credit check free Nebraska with processing your requests for free credit file disclosures or other services (for instance, the entity hosting our website). They should be able to list who those third parties are, as well as, list all the other services they are referring to.
The 2003 revisions to the FCRA allows for affiliate sharing, however, it also requires the CRA's to clearly and conspicuously disclosed that they will be sharing your most personal and private information. To hide this fact, buried in a 4 page privacy statement is neither clear or conspicuous.
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